Does it seem like the news, today, is dominated by tales of frightening weather events? Droughts, floods and violent wind storms—they seem to be more common than ever. And, according to the National Oceanic and Atmospheric Administration, these storms are very costly. In 2013, for example, there were nine weather events—including seven severe storms—that wreaked over $1 billion of damages each. While violent storms such as these are always frightening, they're even more terrifying when you live in a mobile home. The following are ways you, as a mobile home owner, can protect your family and your belongings against the next severe storm.
One of your best defenses against costly storm damage is to remove items that could cause potential harm to your mobile home. Several times a year, inspect the area around your property and then:
Have a Plan in Place
In addition, you need to have a storm emergency plan in place for your family members so that everyone knows where they should go in the event of a severe storm. Unfortunately, many mobile homes aren't designed to withstand the forces of even an EF-1 tornado, so it's important to:
The Calm Before the Storm
As soon as you learn that a potentially dangerous storm is on its way or if the atmosphere is unstable and ripe for giving birth to a thunderstorm or other powerful wind storm, you should:
Have the Right Homeowner's Insurance
Check your options for insurance for your mobile home. In addition to basic coverage, you may also need to purchase separate policies for such things as flood or earthquake insurance as these are not typically covered under your standard policy. You may also need secondary structure coverage if you have, say, a detached workshop or garage.
By taking these precautions, your beloved mobile home and your family will have a better chance of making it safely through the next major storm.Share
15 September 2014